Noble Gold Vs. Birch Gold Vs. Goldco: Which One Is Better?
When it comes to protecting your retirement savings against inflation and market volatility, one of the best options you can consider is opening a Gold Individual Retirement Account (IRA).
If you open a Gold IRA, you can invest your hard-earned money in precious metals, such as physical gold, silver, and platinum. All these options offer exceptional diversification, have intrinsic value, and are considered inflation hedges.
Additionally, a Gold IRA is a self-directed retirement account. Therefore, it also offers multiple tax benefits to investors.
Considering all the advantages of these alternatives, do you think they are for you? Wait! You must handle some things before setting up a Gold IRA account!
Therefore, you should trust a reputable Gold IRA company to take care of this process and help you every step of the way to ensure your investment will protect your future.
Those who know a little about the Gold IRA market have probably heard of Augusta Precious Metals, as it’s one of the most popular gold and silver providers nowadays. However, there are other options you should check.
Three of the top Gold IRA companies you can find out there are Goldco, Noble Gold, and Birch Gold. Do you want to know which one is the best as per the goldco reviews and noble gold investments reviews? Keep reading!
What Will I Learn?
- What the Three Gold IRA Companies Do Well
- What Each Precious Metals IRA Company Excels At
- Knowing More About Each Gold Ira Company
- Verdict: What Is the Best Gold Ira Company?
What the Three Gold IRA Companies Do Well
These three Gold IRA companies can help you in several key areas related to your retirement investment. In fact, they are among the best precious metals providers. Here’s a short list of things Noble Gold, Goldco, and Birch Gold do well.
Offer High Levels of Asset Protection
There are many Gold IRA providers, but not all offer the same level of security. Also, they all have different insurance policies.
However, these three companies have gone the extra mile to ensure that their customers’ precious metals are always protected.
Goldco, Birch Gold, and Noble Gold have implemented security measures to ensure that your gold or silver reaches your custody or other safe and secure location.
If you plan to purchase physical gold or open a precious metal IRA, these safeguards can make a difference, as they mean companies have your back no matter what.
Have a Wide Catalog for Greater Diversification
Investing in precious metals offers many benefits if you are planning for retirement, as these assets can protect your wealth well into the future.
Besides being often immune to inflation, gold and silver can give you a more diversified portfolio that doesn’t succumb to the ups and downs of the stock market, as bonds, stocks, and real estate usually do.
The three Gold IRA companies compared here can help you diversify your retirement portfolio and build physical assets to prevent market fluctuations or instability from harming your future finances.
Promise Low Barrier to Entry
Another potential red flag is high entry costs. Some Gold IRA companies require clients to make a minimum investment of up to $50,000.
Fortunately, providers such as Goldco, Noble, and Birch allow users to get started with a $10,000 rollover from their traditional IRAs or other retirement accounts, such as the 401(k).
Also read: Goldco vs. BirchGold.
What Each Precious Metals IRA Company Excels At
If you want to find the best Gold IRA companies, you should rely on the full-service ones! Goldco, Noble Gold, and Birch Gold can help you create a new IRA or move funds from your existing one through an IRA rollover.
In addition, all three Precious Metals IRAs providers set up purchases of physical gold bullion or silver coins.
However, each does some of these things in a better way than the other. Check which one has the best performance to open Gold IRAs or buy gold and silver coins.
Noble Gold: Pros and Cons
Investors who want to buy gold coins or other precious metals can consider Noble Gold a good provider if they hope to make a smart investment.
Besides providing high quality .9999 fine gold and other precious metals, this Gold IRA company delivers the products safely across the United States.
Noble understands why many are looking for physical precious metals. Therefore, it offers accessible packages for all types of investors.
The “Royal Survival Packages” start at $10,000 and allow investors to purchase gold and silver coins of various denominations or bars that can cover any eventuality.
—-> Visit Noble Gold
Furthermore, Noble promises the following advantages:
Easy, fast, and accessible purchase process
Extensive catalog with rare coins available
Texas-based storage option
Low minimum investment for Gold IRA accounts
Unfortunately, there are some downsides associated with Noble, including:
The company is relatively new and has been in the market for less time than most of its competitors.
While it does provide platinum and palladium products, Noble only lists Gold and Silver IRA options.
It didn’t receive a good score from the Better Business Bureau.
Birch Gold Group: Pros and Cons
It’s one of the best Gold IRA companies for those looking for diversity.
Compared to the previous provider, which focuses on offering convenient delivery services, Birch has gone to great lengths to give its customers access to all of the precious metals that the IRS has approved for investment in IRA accounts. Therefore, if you choose Birch, you can invest in gold, silver, platinum, and palladium.
Furthermore, the company’s catalog does not only include coins. Birch Gold Group offers multiple products ranging from national and international coins to rounds and bars.
This provider’s buying process is straightforward and usually doesn’t take more than a few minutes.
In other words, you can buy the precious metals of your choice and store them for future retirement through an easy and accurate process.
These are other advantages that Birch Gold Group’s customers can enjoy:
Birch has been around for nearly two decades and has a good reputation among Gold IRA providers.
It has a personalized department where Gold IRA clients can get advice or training courses.
The company’s representatives are available around the clock to clarify clients’ doubts.
Birch also offers silver and palladium-based retirement accounts.
There are no fees for those who transfer more than $50,000 in the first year.
—> Read the full Birch Gold Group Review.
However, not everything is rosy. These are the disadvantages of the company:
High minimum investment to set up accounts
Some up-front fees are not disclosed
No buyback guaranteed
Goldco: Pros and Cons
When it comes to precious metals retirement investments, Goldco is one of the most popular providers today.
This Gold IRA company has a solid reputation and has amassed many positive goldco reviews from its clients, including some from trusted public figures.
—-> See Why Sean Hannity Endorses Goldco.
However, one of Goldco’s biggest advantages is its buyback guarantee, which is a mechanism that allows investors to sell their gold or silver if there’s an emergency.
Goldco thinks about its customers and knows that unfortunate events can happen at any time. Perhaps you have to liquidate your investment to pay your medical bills or repair your home after an accident. In any case, those gold coins you have saved could help, don’t you think?
Fortunately, Goldco has created a buyback system to offer its customers the best prices for their precious metals when unforeseen events arise.
Goldco is an excellent option for most investors. In addition, the company offers many other advantages, including:
Excellent customer service with multiple communication options
Low-cost storage facilities for silver and gold investments
Offers customizable storage options
Over 10 years of offering Precious Metal IRAs
However, like other Gold IRA companies, Goldco also has some disadvantages, such as:
High minimum deposit, currently set at $25,000
Creating a gold or silver IRA account online is not allowed
While fees are low, its fee structure can be hard to pin down as all prices vary based on the investment level
Has a AAA rating from the Business Consumer Alliance
Knowing More About Each Gold Ira Company
Now that you know the advantages and disadvantages of each Precious Metal IRA company, you should take a look at this key information about each one before making your decision.
Goldco – a Leader in the Gold IRA Market
Over the last decade, Goldco has become one of the best Gold IRA companies on the market.
Besides allowing its customers to set up their Gold IRAs in only a few steps, Goldco offers a wide range of options to make its services more personalized.
What is Goldco Known For?
Goldco is one of the few Gold IRA companies that truly care about investors and gives them tools to make sure their future finances are protected. Additionally, it has been praised for its customer service, storage options, and costs.
Goldco’s Customer Service
The company has first-class customer service. Many clients say its agents are responsive and willing to explain the steps involved in setting up an account.
Besides having an extensive list of investment options designed to meet the needs of all types of clients, Goldco’s support team is available 24/7. It’s also made up of industry experts eager to share their knowledge.
Goldco’s Expenses and Fees
Other things to consider when looking for a company to open a Gold IRA account are expenses and fees.
While Goldco’s rates are not the lowest in the industry, they are very competitive. The company charges only $50 for Gold IRAs setup (a one-time fee) and $100 per month for storage.
In addition, Goldco does not charge fees for the first year for those who make initial deposits of at least $50,000. In other words, it is an excellent option for first-time clients who expect to protect their savings in their first investments.
Goldco’s Storage Options
Among other advantages, Goldco offers low rates for storage facilities for precious metals. In addition, the company works only with third-party vaults using approved and secure deposits.
If you want to buy physical gold or silver, you can choose between segregated and non-segregated vaults, meaning you can decide if the metal you receive is the same you deposited or a different unit.
Goldco’s main option is the non-segregated Delaware Deposit. It’s a state-of-the-art facility designed to provide maximum protection for precious metals. However, you can choose other storage sites if you already have a favorite or want to keep your assets in another place.
Birch Gold Group – Great Options for Those with Less Capital
Most people who have already searched for information on how to open a Precious Metals IRA have probably heard of Birch Gold Group. This Gold IRA company has been in business for almost 20 years!
Additionally, Birch Gold Group has received excellent ratings in terms of customer support, storage options, and fees. Here’s what you should know about it.
Birch’s Customer Service Support
If you are looking for a company that focuses on customer service and can provide the solutions you need when making your investment, Birch Gold Group could be for you. This precious metals provider takes pride in having a team of industry specialists ready to help people get accurate information to open their Gold IRAs.
In addition, each client who opens a Precious Metals IRA account with Birch Gold Group will be assigned a financial advisor! Experts are ready to help investors with every phase of the process, from their initial investment to how to manage their portfolios.
This Gold IRA company also has an online portal where you can check your investments, monitor your portfolio, or view and download reports!
Birch’s Expenses and Fees
Although it costs only $50 to open a Gold IRA with Birch, you must pay an additional $30 to transfer your money, $100 annually for storage, and $80 annually for custodial management.
Customers who make an investment of up to $50,000 may be exempt from paying these fees. Additionally, the company is not very transparent about its online pricing and fee structure. To get that information, you need to contact one of its representatives.
Birch’s Storage Options
This Gold IRA company offers two storage options: Delaware Depository and Brink’s Global Services.
Delaware Depository is the alternative many Gold IRA providers use, so it’s reliable and really protects assets. Moreover, it is headquartered in multiple locations in major US cities.
Noble Gold – a Good Choice to Consider
As its name implies, this precious metals provider has a “noble” mission and hopes to help people preserve their wealth.
Unlike other companies, Noble helps its clients take a long-term view of their investments and provides advice on how to achieve their financial goals.
Since Noble wants to build a strong relationship with investors, the company has worked hard on its customer support, storage, and fee options. Check the information below!
Noble’s Customer Service Support
This company focuses on financial education and provides clients with the tools they need to invest wisely, choose options according to their needs, and protect their retirement money.
Besides facilitating Gold IRA rollover for those who already have these accounts, Noble promises different retirement options through its Royal Survival Packs’ unique offers.
Signing up with Noble is very simple, and you only need a few minutes to fill out its online form and get in touch with an agent! The company promises that all customers will get a response in just 24 hours or less.
Noble’s Fees and Expenses
If you want to open a precious metals IRA with Noble, you must have at least $2,000 as a minimum investment.
The company does not charge fees to set up a Gold IRA but has higher storage fees than the competition. On average, segregated storage in Texas costs $150 a year. The custody fee is $80.
Noble’s Storage Options
This Gold IRA provider works with International Depository Services. Therefore, Noble can establish a high-security deposit in Texas. It’s one of the few companies that have taken this step.
Those outside Texas can also invest in precious metals IRAs with Noble, but storage options are very limited.
Verdict: What Is the Best Gold Ira Company?
If you are thinking of buying physical gold as part of your precious metals investments, Noble could be the best option for you!
Thanks to its investment packages, this company has tackled all the tedious processes involved in buying precious metals. Plus, you can work with a representative if you need advice.
However, Goldco is the overall winner of this review. It has the best customer satisfaction scores thanks to the buyback guarantee. That’s why it has beaten its competitors!
In addition, Goldco has received high marks from several bodies, including the Better Business Bureau and the Business Consumer Alliance, for its work solving customer problems! Only a few companies offer such a high level of service!
Investors who prefer to keep things simple also trust Goldco, as this Gold IRA provider makes setting up an account and buying precious metals painless. With only three steps, you can have the peace of mind you deserve regarding your retirement!
However, that doesn’t mean Birch or Noble are bad choices. In fact, the three companies are amazing and offer many benefits to those who want to protect their savings today and tomorrow.