Learning from the present: What financial economics tells us about bitcoin

The ongoing saga of ever-rising market valuations for cryptocurrencies, has captured pages and pages of mainstream news and attracted millions of new investors. If...

The world’s reserve currency

What is a reserve currency? A reserve currency is a currency that governments hold in their foreign exchange reserves to settle international claims and...

Digital currencies and Hayek’s denationalization of money

Private currencies have always played an important role in the history of money. In the United States, for example, it was estimated that 8,000...

Building blocks for ICOs in the Cayman Islands

Many established and aspiring enterprises have been exploring the use of initial coin offerings (ICOs) to raise funds and encourage the development of software...

Blockchain innovation in private investment funds – Europe vs. United States

The disruptive properties of Blockchain technology have the potential to transform a significant part of the financial services sector. Blockchain is a distributed database...

Crypto renaissance – An introduction to initial coin offerings and the importance of blockchain...

Throughout history, new technologies have come along that quite literally change everything. One of the earliest examples is the study of astronomy which, dovetailed...

The future of money: How cryptocurrencies with real backing will become the ultimate disruptive...

The world has been plagued by endless fluctuating exchange rates between countries and persistent and highly variable rates of inflation ever since the major...

Prepare for the rise of cryptocurrencies and blockchain technologies

I recently had the distinct pleasure of being on a panel discussion that revolved around the topic of de-risking of Caribbean banking sectors and...

Blockchain innovation and fee structure implications for private investment funds

The traditional 2/20 fee structure of private investment funds has come increasingly under pressure in the last ten years. While market factors help explain...

The Internet of Payments and the future of banking: Crisis and opportunity

Imagine a world where your washing machine can recognize it needs more detergent and orders it for you. Now imagine a world where your...

It will be better

Is productivity growth really slowing down?  There appears to have been a sharp drop in the annual rate of productivity growth in the U.S....

The benefits of secured transactions reform

One of the most promising international commercial developments in recent years has been the increasing adoption, especially by developing countries, of modern secured transactions...

Mervyn King: ‘The End of Alchemy: Money, Banking, and the Future ...

Lord Mervyn King served as the governor of the Bank of England from 2003 to 2013, giving him a ringside seat to the financial...

The fallacy of banning cash

Mutually beneficial exchange is the central element of economic freedom, and it extends to the right to choose a preferred medium of exchange. For...

A modest proposal: Helicopter money and pension reform

It is possible to fix the bankrupt Social Security System and the Federal Reserve’s failure to achieve its inflation target painlessly. Yes, really. The Fed...

TransferWise is Skype of fintech by making international transfers faster and cheaper

TransferWise is a financial technology company offering international money transfer services. Two Estonians, Kristo Käärmann and Taavet Hinrikus, founded the company in 2011 in...