Welcome to the Best Gold IRA Companies Award Ceremony!
I’ve spent the last year like an undercover reporter playing prospect for different IRA companies, and I left no stone unturned from sitting through pitches to talking with investors, investigating complaints while drinking way too much coffee that my cardiologist should ever know about I’m ready to reveal which the top gold IRA companies are.
Nobody wants to wake up with this burning question in their mind: “…but where did my money go?” The economy isn’t doing that well, and the official inflation rate is around 8-9%, while the real inflation rate that we feel is in the double digits already. All these leave your retirement at risk.
This is why I’ve played prospect with gold IRA companies to give you alternatives to diversify your portfolio. Thanks to my background in finance and street smarts, I’ve managed to filter out those companies which aren’t a good fit.
So I’m ranking the top gold investment companies on customer experience, investment options, investment minimums, and of course, fees.
Frankly, picking any investment company from below is a guaranteed winner. There are only the best of the best listed below.
Let me see them already!
In a Hurry? Here are the Top 3 Best Gold IRA Providers
For people who want to have peace of mind knowing that they can weather through economic times and protect their assets from the declining dollar and high inflation
“I diversified my retirement with a gold IRA from Augusta. You can count on them.”
– JOE MONTANA
Hall of Fame Quarterback
For people who are apprehensive and tired about listening to another high-pressure sales pitch and instead want a professional, smooth and educational experience
- Best Customer Service Experience Ever: They not only have the very best educational materials, but the team is super patient, and it’s the most pleasurable experience since there’s no pressure, no deadlines or any sense of urgency
- Pampered all the Way: The process is so simple that you can even leave on vacation, and everything will be taken care of without a hitch
- Endorsed by Joe Montana: Even Celebrities think about retirement and protecting their portfolio by diversification; this is why Joe chose Augusta Precious Metals
“The ONLY company I recommend for your Gold & Silver needs is American Hartford Gold.”
– BILL O’REILLY
For people who want to protect and diversify their retirement portfolio while being treated like royalty all the way
- Protecting Your Retirement with Confidence: Your personal advisor with help you make the right choice without any high-pressure sales pitch or regrets
- You Will Be Treated Like a VIP: The advisor team will treat you like an important person no matter the size of your investment
- Beginner Investor Friendly: Even if you know absolutely nothing about Gold and Silver, they will bring you to speed, and you will make the right decision in confidence.
What Will I Learn?
- In a Hurry? Here are the Top 3 Best Gold IRA Providers
- Is It a Good Idea to Put Retirement Money into a Gold IRA?
- Top Gold IRA Companies Compared and Ranked
- What Is a Gold IRA Account?
- Gold IRA Investing Options
- Top Gold IRA Companies
- Goldco – Overall Best Gold IRA Company
- Augusta Precious Metals – Best company for education
- Noble Gold Investments – Best for Smaller Investors
- Birch Gold Group – Best Selection of Precious Metals
- Orion Metal Exchange- Best for Competitive Prices
- Regal Assets – Best Company for Gold and Crypto
- Patriot Gold – Best for No Fees on Higher Amounts
- Gold IRA Vs Physical Gold
- Gold IRA Pros And Cons
- Benefits Of Gold IRA
- Are there Gold IRA Companies in Florida?
- A list of Gold IRA Companies Reviews
- Top Gold Investment Companies
- Gold IRA Company Evaluation Methodology:
- Frequently Asked Questions:
Is It a Good Idea to Put Retirement Money into a Gold IRA?
In this guide to investing in a Gold IRA, we go through the benefits and drawbacks of gold IRAs, how to identify precious metals scams, how to avoid them, and show you how you should go about learning more with a free gold IRA investing kit.
(Continue reading – our top recommendations provide this information 100% free. We recommend you get a kit from at least the top two rated gold IRA companies.)
Top Gold IRA Companies Compared and Ranked
1. Goldco – Best Overall Gold IRA
We have a WINNER!
Of all the companies I’ve played prospect, Goldco stands out as the leader, and here’s why…
No matter if you’re a beginner precious metal investor or an experienced one, they are ready to answer all your hard questions. I tried to wear them down, and it didn’t work because they have a solid background.
I loved the personalized concierge service. They will make the calls and will transfer your funds from a traditional or Roth IRA, and it will be available within a week.
Inflation is running rampant, and there’s no sign of stopping anytime soon. So if you want to save your financial future, you need to act now.
This is why Goldco is top of my list:
- You Will Know It’s the Right Decision: The Advisors are helpful, friendly and knowledgeable, and they will educate and guide you throughout the entire process
- Super Easy Process: Let it be a Roth IRA or a traditional IRA; in a week, your funds are transferred, and your order is placed; all it takes is just a few phone calls
- Sean Hannity and Chuck Norris Preferred Company: Even celebrities have to think about their retirement, so it’s a big vote of confidence that they trust Goldco with their investments
There are a few drawbacks that I’ve found.
First of all, Goldco doesn’t have custody or storage options; however, they have a very strong partnership with the Delaware Depository. It’s the safest place to store your valuables.
Also, when you’re making an investment with Goldco, the only way to place an order is by phone. This means you will have to take notes while on the phone and place your order afterward.
Even though Goldco has a few kinks, they are the best company to go with. Plus, they have the very best buy-back guarantee if you chance. Of all the gold IRA companies, Goldco has the highest-priced buy back program.
Now it’s your turn, dear reader – grab their free info kit and see if it’s the right fit for your needs.
If you’re looking for a company with a lower investment minimum, then check out #3 on my list!
2. Augusta Precious Metals – Best in Education Gold IRA
While playing prospect with Augusta, I was blown away by their friendliness and professionalism. Best of all, it wasn’t those high-pressure sales pitches that I expected.
As a matter of fact, there was no pressure, no deadlines and no sense of urgency whatsoever, so I could make up my mind at my own pace. The advisors respected my speed even if I was playing a difficult prospect.
With this type of mindset and professionalism, I don’t wonder anymore how they have gathered so many customers for life.
No wonder they earned the best educational award because their seminar will help any new precious metal investor to become a professional with ease.
This is why Augusta Precious Metals made it on my list:
- No High-Pressure Sales Tricks! The advisors are patient and informative while delivering the educational material at your own pace plus, they only move forward after you understand each and every step
- Perfect Concierge Service: A friend of mine chose Augusta, and he had to leave on vacation; everything was handled by the time he got home, and it was an easy, hands-off process
- Joe Montana’s #1 Pick: Even Joe thinks about his retirement and has picked Augusta Precious Metals as his go-to place to diversify his portfolio and safe haven against inflation
Here are a few drawbacks that I’ve found.
Augusta Precious Metals might not be the right fit for everyone because there’s a high minimum order amount. If you plan to invest in them, then you have to know that the minimum investment is $50,000.
They specifically deal with Gold and Silver only. If you plan to diversify between precious metals such and Platinum or Palladium, they are not available with them.
Getting past these small obstacles is quite easy because you will be working with a professional team whose purpose is to educate you and help you make the right decision in confidence.
3. American Hartford Gold Group
Bill O’Reilly is right, and while I was playing prospect with American Hartford, I understood quite well what he meant.
When it comes to personal finance, there’s nobody in your corner and this changes when you start working with American Hartford.
Besides having very competitive pricing, they go the extra mile to answer all your questions. I was playing a difficult prospect to test them, and I didn’t manage to wear them down.
I can’t praise their high-quality service enough. Even if you’re a small investor, they treat you like a celebrity.
This is why it’s top of my list:
- So Easy to Work With: No matter what’s your knowledge they will quickly bring you up to speed and take care of your needs for years to come; smooth process all the way
- Small Investor Friendly: They are open to smaller investments such as $10,000, and they will treat you like a VIP no matter the amount
- Approved by Bill O’Reilly: Diversification is key for long-term savings, and that’s why Bill has chosen American Hartford because they are the best.
There are a few drawbacks that I would like to mention.
They are not that heavy on the education part; they don’t have in-depth videos and brochures. However, their specialists are very knowledgeable, and they can bring you up to speed even if you’re a new investor.
They only offer national storage, and they only ship in the USA.
All in all, the American Hartford Gold Group is a great choice for anyone who wants to insure their retirement from inflation and a volatile stock market.
4. Noble Gold – Best for Smaller Investors
The problem with most precious metal companies is that they all require a high minimum investment, anything from $20,000 to $50,000, and this is where Noble Gold steps in. It helps smaller investors to get started in precious metal investing.
What I loved while talking with their advisors was that there was no pressure whatsoever. They were going at my own pace (and I was trying to be as difficult as possible).
The way they talk with you and guide you, I haven’t felt it anywhere else. I was treated as a VIP even if I was upfront that I would do the bare minimum as the investment.
Plus, they offer national storage in Texas. And you know that they don’t mess around when it comes to protecting state rights. They made their own laws so your metals will be in the safest place possible.
This is why Noble Gold made it on my list:
- Ideal for Small Investors: With a minimum of $2,000 direct purchase or $5,0000 rollover Noble Gold is the perfect precious metals IRA company for those who don’t have much to invest
- The Confident Choice: The Advisors are professionals, and they will guide you toward the right choice for you; there will be not even a shadow of a doubt when you get to invest with them
- Trustworthy and Reliable: Even if you don’t know anything about Gold or Silver, they have well-trained advisors who will bring you up to speed so you can invest the best way for your needs
Here are a few drawbacks to consider.
Even though they are perfect for small investors and have the lowest investment requirement in the industry, the fees are higher. Let me explain if you are below a certain threshold; your fees are higher.
When you’re investing with Noble Gold, you can only choose gold or silver. No other precious metals are offered; however, they have the Royal Survival Pack, and those coins and bars can be stored in your home.
All in all, Noble Gold is a great precious metals IRA company. Not only do they have the lowest investment requirements, but they will treat you like a VIP throughout the process. Get your info kit and start protecting your assets now.
5. Birch Gold Group
Over the course of two decades, Birch Gold Group has built a solid reputation for dealing with actual precious metals. The gold-medal squad also puts its skills to good use by assisting with portfolio diversification through gold, platinum, silver, and palladium.
These financial professionals bring a wealth of experience to the table, having worked for some of the world’s most prestigious financial and technology companies. Birch Gold Group makes your gold IRA procedure simple with this breadth and depth of knowledge, as well as a commitment to excellent customer service.
Customer empowerment, empathy, education, transparency, ethics, and efficiency are all high priorities for the organization. Responsiveness is critical to the Birch team’s job. If you have any queries, you can receive clear answers in a timely manner so that you can make informed choices.
All of the company’s relationships and services are enhanced by the key values of one-on-one care, knowledge, and reliability.
Birch Gold Group is by your side and keeps you informed about the advantages and hazards of precious metals investing. You also learn how to avoid potential scams and schemes.
Keep in mind you can work at your own pace, whether you wish to read the internet or dial a number to speak with a professional. Birch provides you with the knowledge and support you need to feel confident while you diversify your portfolio.
Furthermore, you’re more than a number in a spreadsheet at Birch Gold Group. Additionally, you’re a one-of-a-kind individual with long-term ambitions and objectives.
This gold IRA company can put you in touch with a dedicated precious metals expert. Your professional is well-versed in the field and can learn about your financial ambitions. Throughout your partnership with Birch Gold, the two of you can collaborate to establish comfort and consistency.
When the road to investing becomes rocky, you want someone you can rely on to lead you and offer you peace of mind.
Client testimonies and evaluations reveal the level of trust clients have in Birch Gold. The team can work carefully to earn your trust as you diversify your portfolio. Birch prioritizes you, from providing resources to helping you learn more about investing to refusing to disclose your contact information with anybody else.
Birch Gold Group makes it as simple as possible to open and fund your gold individual retirement account. Setup and custodial fees vary, but depending on the size of your investment or transfer, the company may run promotions with no fees or a free product.
The company sells gold, platinum, silver, and palladium bullion, as well as a variety of coins. Your specialist should give you a current buyback quote if you want to sell your precious metals.
Customer service is what Birch Gold Group is known for, as proven by online testimonials. The Better Business Bureau gave the company an A+ rating. In essence, the goal is for you to be completely satisfied with every engagement, so the customer service team can check in with you often to make sure you’re happy.
6. Advantage Gold
Advantage Gold claims to be the market leader in precious metal IRA rollovers, and it’s difficult to refute its accomplishment after winning the Best of TrustLink Award three years in a row.
The organization, situated in Los Angeles, can convert IRA or 401k money into gold and educate consumers along the route.
Advantage Gold’s customer service has received great marks for promptness, full-service customer assistance, and hundreds of good reviews, in addition to its generous repurchase policy.
Not only does the organization have an A+ reputation with the Better Business Bureau, but it also uses TrustLink and TrustPilot to validate positive gold IRA reviews.
7. Orion Metal Exchange
Orion Metals Exchange provides a secure and straightforward option to invest in gold. The company volunteers to preserve your future by establishing a gold IRA account and collecting and holding bullion in their Texas-based depository.
In essence, the International Depository Services is where your gold is physically stored. This company does, however, still provide the gold IRA rollover service, which converts your retirement account into a gold IRA.
If your circumstances need it, you can have a gold survival kit forwarded to you, delivered to you, or picked up in person. Orion’s reputation is solid, with positive ratings from the Consumer Affairs Accredited, Better Business Bureau, and Business Consumer Alliance.
Orion Metals Exchange also encourages its clients to learn about gold investing and IRAs by providing a free package that explains the process.
8. Regal Assets
Regal Assets claims to have one of the “highest rating profiles” in the business, citing acclaim from Inc 500, Bloomberg, Forbes, Huffington Post, and even celebrities like Laura Ingraham and Dennis Miller.
Clients can use the company to transfer IRA or 401k accounts, as well as SEP 403(b), and TSP plans. Additionally, clients benefit from additional product options not accessible anywhere else, which makes Regal Assets stand apart.
Because linked vaults are in numerous international cities, you can have fully insured assets, segregated metal storage at a cheap cost, and the opportunity to have gold bullion delivered to your location anywhere in the world.
You can also earn a low fixed rate for the duration of your account, rather than a percentage of your investment. Regal is one of the most well-known gold investment organizations in the world thanks to these goods, as well as round-the-clock supervision and secure vaults.
9. Patriot Gold Group
Patriot Gold Group is a precious metals merchant that specializes in gold IRAs that are self-directed. Qualifying investors can get paid for rollover, storage, and insurance fees on accounts of a specific amount under its “no fees for life” scheme.
This program has minimum account levels, but if you have a substantial amount to invest, you could save money in the long run.
What Is a Gold IRA Account?
Also known as gold, IRA investments stands for acquiring precious metals for retirement savings. The Gold IRAs are used as gold individual retirement accounts.
Gold IRA investors open up a self-directed IRA where they fund this account with precious metals. Now some gold IRA companies offer both precious metals and cryptocurrencies to fund gold IRA accounts.
A gold or silver IRA is a good option for diversification because nobody knows what the future holds. Also silver and gold investments have stood the test of time and retained their value while the stock market fluctuated and paper assets followed suit.
Here are the steps for creating a New Gold IRA account or a New Precious Metals IRA:
Step 1: Choosing a reputable gold IRA company
Luckily most gold IRA companies in the US are reputable and from my research I haven’t found any bad apples. The gold IRA providers mentioned above are the best of the best in the industry. So you can create precious metals IRAs with absolute confidence.
Maybe even your financial advisor can recommend reputable gold IRA companies.
Once you have chosen a company, get their info kit and educational resources to get you up to speed. Also you can have a chat with their precious metals specialist to get all the answers you need to make the right decision.
One of the best reliable gold IRA companies that I’ve found was Goldco. They even offer free silver for qualifying accounts as a welcome bonus other gold IRA companies don’t have this bonus.
Step 2: Create your Self-Directed IRA Account
Side note: with the help of a gold IRA provider you can actually roll over an existing retirement account (existing IRA) from traditional assets.
In most cases the precious metals IRA provider will handle the entire process on your behalf. All you have to do is sign a few documents and talk on the phone a few times.
Step 3: Fund your Account
In this step you have to decide how you will fund your account. Once that’s done you can start buying gold.
Step 4: Purchase gold
Once everything is settled now comes the fun part which is choosing precious metal coins.
Depending on the size of your investment you can go for gold bars, palladium coins or other precious metal IRAs.
Gold IRA Investing Options
Gold IRAs are meant for retirement investments; this means that there are strict IRS rules that govern the gold IRA business and the gold IRA services.
Many Gold IRA business don’t have storage options so gold IRA companies partner with depositories (Delaware, Texas) to hold the IRA investments and they are known as gold IRA custodian.
According to IRS rules only investment-grade precious metals can be held in an IRA so they have to have the highest purity plus such as the Canadian maple leaf or other gold and silver coins. Collectibles are not allowed.
Top Gold IRA Companies
Here’s a list of the top 7 Gold IRA Companies:
Goldco – Overall Best Gold IRA Company
Augusta Precious Metals – Best company for education
Noble Gold Investments – Best for Smaller Investors
Birch Gold Group – Best Selection of Precious Metals
Orion Metal Exchange- Best for Competitive Prices
Regal Assets – Best Company for Gold and Crypto
Patriot Gold – Best for No Fees on Higher Amounts
Gold IRA Vs Physical Gold
Should I invest in a Gold IRA or go with Physical Gold Instead?
I will compare both plans, so you will know which the best choice is for you.
With Gold IRA and Physical Gold, you’re getting actual physical Gold. However, with a Gold IRA, you can’t store it at home, only at an IRS-approved depository.
For a Gold IRA, you can only get the purest metals that are 0.995 grade or higher, while with physical Gold, you can get even jewelry grade (thus, you have more options to choose from).
For both options, you need to find a reputable company, and for physical Gold, you have to pay for shipping and handle storage on your end. Meanwhile, with a Gold IRA, the company delivers your precious metals to a custodian.
It’s a fact that with Gold IRAs, you have more fees to pay let it be account setup or monthly/yearly depository fees. With the physical one, once it’s delivered, there are no more fees.
Selling physical Gold is a lot simpler, although taxes are applied. With gold IRAs, if you hold it longer than 59.5 years of age, then there are no extra taxes or penalties, but if you want to cash out early, there are taxes and also different types of penalties.
The major benefit of the Gold IRA is that it can be tax-deductible or tax-deferred, while the physical Gold has none of that, no matter how long it is held. Short-term holding physical Gold (less than a year) means regular income tax, and for long-term holding (over a year), then capital gain taxes apply.
All in all, both options have pros and cons; the main benefit of the Gold IRA is that there are significant tax benefits and it’s a hands-off investing method; however, there are big penalties for early withdrawals.
For the physical Gold, you are free to buy and sell whenever you like, but there are taxes to be paid, plus you have to have to handle storage and safety.
Gold IRA Pros And Cons
The Pros of a Gold IRA are as follows:
You’re getting major tax benefits compared to owning physical Gold. The Gold IRA can be tax-deductible or tax-deferred.
The Gold IRA is the best protection against inflation.
It’s a hands-off way of investing. Once you order your precious metals, they are delivered to the custodian and held there for safekeeping.
Also, it’s a great way to diversify your portfolio no matter what happens in the economy
The Cons for a Gold IRA are as follows:
You don’t have immediate access to your Gold.
If you need to sell fast, you will have to find a custodian to buy the precious metals plus, if you sell early, you will have to pay different fees and taxes.
There are a lot more fees than owning physical Gold outright.
Finally, you can only purchase investment grade (0.995 or higher) precious metals to fund your IRA.
Benefits Of Gold IRA
What are the benefits of a Gold IRA?
It’s all over the news that inflation has arrived, and it’s here to stay. Having a Gold IRA is a great solution to protect your wealth against inflation. Plus, it’s a great way to diversify your portfolio, so your nest egg is protected no matter what.
Another benefit of Gold IRAs is that there are special taxes. For example, you can buy Gold which can be tax-deductible, plus tax deferring can be applied as well.
Since this Gold is handled by a custodian and it’s in a depository, you don’t have to worry about losing it to theft or fire. Best of all, the process is super easy, and it’s a hands-off process. It’s the best way to invest in the long turn.
Are there Gold IRA Companies in Florida?
Yes there are a few Gold IRA Companies in Florida:
- Gainesville Coins
- Fisher Precious Metals
A list of Gold IRA Companies Reviews
Top Gold Investment Companies
These are the Top 5 Gold Investment Companies:
Goldco – Best Overall Gold Investment Company
Augusta Precious Metals – Best for Education
Noble Gold – Best for Small Gold Investors
Birch Gold Group – Best for Beginner Gold Investor
Orion Metal Exchange – Best for Multiple Options
Gold IRA Company Evaluation Methodology:
What is the best gold IRA company?
Here’s how I’ve determined the best gold IRA companies
There’s just so much that you can learn from reviews and brochures, so I’ve put my money where my mouth is and played prospect with these IRA companies.
The criteria on which I’ve based the rankings below were how educational they were, how well I was treated, what were their precious metals options and, of course, what kind of fees they charge.
Based on all these, I’ve come up with this rating system.
Frequently Asked Questions:
Are gold IRAs a good idea?
Yes, Gold IRAs are a good idea because it’s a great way to diversify a portfolio. Typically is advised to keep 5-10% of your retirement account in precious metals. It’s a great way to keep wealth and protect it from inflation, plus there are tax benefits as well.
What is a gold IRA company?
A gold IRA company helps a person set up a self-directed IRA in which they can store precious metals, which are held by a custodian in an IRS-approved depository. Also, a gold IRA company can help with the right selection of precious metals.
How do I buy gold with an IRA?
To buy gold in an IRA, first, you need to create a self-directed IRA. Then you need to fund it with the precious metals of your choosing. After that, the metals are transferred into an IRS-approved depository. Typically a Gold IRA company can help you do this fast and easy.
Is Oxford Gold Group A legitimate company?
Yes Oxford Gold Group is a legitimate company that offers silver and gold IRAs for people nationwide, plus they offer competitive pricing.
Is a silver IRA a good investment?
Yes Silver IRAs are a good investment. Silver and other precious metals are a great hedge against inflation.
What kind of questions should I ask an IRA advisor?
Well you need to know all the fees upfront such as gold IRA fees, storage fees, management fees, precious metal prices markup, and additional costs for gold purchases. Some companies offer it upfront while other gold IRA company has it listed in the brochure.
Augusta Precious Metals
Best in Education
Best for Small Investors
Birch Gold Group
Orion Metal Exchange
Best Competitive Prices